Services
Pocatello Neighborhood Housing Services is a 501(c)(3) non-profit organization that revitalizes central neighborhoods of Pocatello, ID. We revitalize neighborhoods in various ways, including constructing and selling brand new homes, rehabilitating existing homes, down payment and closing cost assistance, rehabilitation loans for existing homeowners, homebuyer education, credit counseling (including foreclosure mitigation and reverse mortgage counseling), a lawn and garden tool lending system and we promote community building and neighborhood organizing. Since 1993, we have assisted more than 850 first-time homebuyers purchase homes and over 270 families rehabilitate their properties. Please browse through this website to learn more about each of these services then contact us to find out how we can help you!
Available Homes
PNHS believes that home ownership is good for families, neighborhoods and the local economy. Home owners take care of their property and are interested in improving their neighborhoods. They contribute to the city's tax base and their home equity provides a source of family wealth.
The PNHS HomeOwnership Center promotes home ownership in Pocatello by providing all the services and training needed to shop for, purchase, rehabilitate, insure and maintain a home.
Lending
Loan Programs Offered by PNHS
A. Home Improvement Loan
Emphasis on PNHS targeted neighborhoods
Income limited to 80% of Median Income
Home must be Owner-occupied
Homeowner education class offered by PNHS must be completed
$300 grant available to qualified applicants who make visible exterior repairs
B. Closing Cost Assistance
Must be in Pocatello City Limits
Income limited to 115% of median income (based on household size)*
Liquid Assets less than $5,000
Borrower does not have to be first time homebuyer
HomeBuyer Education class offered by PNHS must be completed
Borrower to contribute the lesser of $1000 or 1% of Sales Price of their own funds*
*(Earnest money can satisfy this requirement)
C. Down Payment Assistance
Must be in Pocatello City Limits
Income limited to 115% of median income (based on household size)*
Liquid Assets less than $5,000
Borrower does not have to be first time homebuyer
HomeBuyer Education class offered by PNHS must be completed
Learn More About Getting the Financing You Need
Education
Finally Home!
A chance to learn...a chance to own.
Do you want to buy a home, but don't know where to start? You don't have to feel alone. Home purchase is the largest expenditure many families ever make. At the same time, home equity is the basis of many American families' wealth. Through the FinallyHome! program, PHNS offers Homebuyer Education classes to help you make the most of home purchase.
Visit our Education page to learn more about buying a home
Our Neighborhoods
Get involved in your neighborhood and community
Visit your neighborhood association page, and help your neighborhood
Learn More about Foreclosure Prevention
Upcoming Events
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